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From: "Marissa T. Frey" <xrnopja@hkcable.com.hk>
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From:           The USREF Team
Subject:        Final Information
Customer #: 130441

APP No.: 424-95578
Issued via E-MAIL ONLY on Thu, 13 Jan 2005 01:50:53 -0600

We recently received the moortgaage app and it was appproved
with 3.5 %

The request is pending

unfortunately, we were not able to reach you by phone. Please verify 
all details at http://www.sbifn.com/ and we will try to call you again.

Thank you.

--

Marissa T. Frey

The USREF Team


OFZLR
